In order to consider your application, we need the following to be in place:
Your SME (the Borrower) to be a registered SA Company.
Borrower to have a minimum turnover of R1mio per annum.
Borrower to have a minimum track record of 12 months.
Borrower to demonstrate an ability to repay i.e. positive cash flow or profitability needs to be evidenced via verified bank statements.
Get cash within 3-days
Click on APPLY NOW
Provide the answers to the basic questions in the form and submit it online.
An agent will be allocated to your request on the day your form is submitted.
An agent will contact you
Provided you meet our minimum requirements, your dedicated agent will contact you to proceed with “verification checks” and “credit assessment”.
You will be asked additional questions and be required to provide us with certain documents.
Your dedicated agent may request for example: bank statements, annual financial statements, management accounts, ownership structure, copy of directors ID’s, utility bills, proof of address, lease agreement, debtors/landlord/suppliers latest statements, invoices, purchase orders, CIPC and any other documents appropriate to your SME loan application.
Within 2 business days of all the required documents being submitted to us for processing, we will provide you with our “YES” or “NO” decision.
We will never ask for any upfront fees.
If approved, get your cash
If approved, you’ll receive a quotation that will show you all the applicable costs and repayment term options.
There are no hidden fees.
Within 1 business day of accepting our offer, we will make arrangements with you for the signing of our legal documents.
The funds are made available to you as soon as the legal documents are validly executed.